Feb 10, 2021

A special open enrollment for Affordable Care Act (ACA) Health Insurance Plans on the healthcare marketplace will begin on February 15th and end on May 15th 2021.  Usually, open enrollment is only during the end of the year from November 1st to December 15th.  This special enrollment has come in response to the Covid...

Oct 19, 2020

Open Enrollment occurs each year from November 1st to December 15th.  This is the time period that people have the opportunity to enroll in a health insurance plan available on the health exchange marketplace.  Most people can access the health exchange marketplace at the healthcare.gov website.   During open enrollment, people can...

Oct 15, 2020

There are many great reasons to have health insurance, but there are two reasons we sometimes forget:  Access and Discounts. Often, we get caught up in the amounts of deductibles, copays, and coinsurance.   Or, we are more worried about what services are covered/not covered.  These are very legitimate concerns that need to be...

Oct 14, 2020

Do I really need Health Insurance?   It may be tempting to not purchase health insurance, especially, if you are young and/or healthy.  However, you may want to think of health insurance as bankruptcy insurance.  Stuff happens and it can get real expensive real fast.  According to healthcare.gov, a broken leg can cost $7,500...

May 24, 2019

ACA stands for Affordable Care Act. The Affordable Care Act is a comprehensive health care reform law enacted in 2010. It is sometimes called Obamacare. The ACA required non-grandfathered health plans in the individual and small group markets to cover 10 essential benefits: 1.Ambulatory Patient Services 2.Emergency Services 3....

May 6, 2019

Are you frustrated with your current Health Insurance Plan? Are you having trouble getting clear answers regarding health insurance? Health Insurance can be very confusing and frustrating. We are here to help you understand what options are available, and which options may be best for you. Recently, there have been some major changes in...

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