If so, you may want to consider not claiming them as a dependent next year.  If they are working and making income, then they may qualify to get their own marketplace health plan using their income.  They may qualify for advanced tax credits and cost share reduction.  In some cases this could save you thousands per year in health...

Important dates for marketplace open enrollment for 2026! Open Enrollment begins November 1, 2025 and Ends December 15, 2025 to have a January 1, 2026 start date. Also, if you enroll between December 16, 2025 to January 15, 2026 then you will have a February 1, 2026 start date. You will only be able to enroll in marketplace plans...